In partnership with
📩 Today’s edition is brought to you by EverQuote - EverQuote helps you compare personalized home and auto insurance quotes in one simple place—so you’re not overpaying for coverage that no longer fits your life. From bundling to multi-car options, it’s an easy way to protect what matters while keeping more money in your pocket.
Hey 👋,
Let me tell you a quick story.
There was a point where nothing was wrong…
but nothing felt right either.
Bills were getting paid.
Work was busy.
Life was moving.
But every month felt like holding my breath.
Any surprise expense? Stress.
Any slowdown? Panic.
Any talk of the future? “Maybe later.”
Not because money was gone —
but because there was no margin.
That’s survival mode.
And the scary part?
It doesn’t feel dramatic.
It just starts to feel normal.
Until one day, a thought hit me:
There are millions of people living with real financial breathing room.
Not because life was easier for them —
but because they stopped letting life take everything from them.
They protected one small piece.
💡 The Piggy Penny Perspective
The question isn’t, “Can I be rich?”
It’s, “Can I stop living like everything is an emergency?”
And no — you’re not late.
Some people figure this out early.
Some don’t until their 40s, 50s, or later.
There’s no deadline on winning.
There’s only the moment you decide to stop trying.
⚙️ The Piggy Plan of Action
This is the exact move that pulls you out of survival mode — quietly.
👉 Move your weekly Piggy Penny savings amount today.
Even if it feels small.
Even if part of you says, “What’s the point?”
The point isn’t the amount.
The point is saying:
“This money is not for today’s chaos.”
✅ Quick Checklist
Before today ends:
⬜ Transfer your weekly savings amount
⬜ Write down why you’re saving (the feeling, not the number)
⬜ Decide now: you won’t touch this money unless it’s for your goal or a real emergency
⬜ Take a breath — you just created margin
The Best Gift? Better Insurance Rates
While winter brings lots of good cheer, it can also mean new risks: icy roads, unexpected storms, and increased holiday travel. That makes now the perfect time to ensure that you and your family are fully protected. Your home, your vehicles, and your peace of mind all deserve coverage that fits your current life—not outdated premiums from years past.
EverQuote lets you compare personalized quotes for bundled home and auto policies, multi-car coverage, and more—all in one simple dashboard. Whether you're prepping for long drives to see family or keeping your home secure through the colder months, our tools help ensure your protection stays strong and your money works smarter.
💡 Piggy Tip
Saving isn’t about being strict or boring.
It’s about slowly changing how life feels.
You don’t wake up one day “out of the game.”
You stack small wins until one day…
a bill hits and you don’t spiral.
That’s winning.
If this felt personal, that’s because it is.
You’re not behind.
You’re just choosing margin — one decision at a time. 💛🐷
🐷 Piggy Penny Can Help You Stay on Track:
💰 Build your emergency fund while paying loans (so you don’t go backward).
📊 Use our trackers to see real progress, not just “balances.”
💬 Get weekly motivation to keep going when it feels endless.
👉 Join our $1,500 Savings Challenge — the same system people use to get control before tackling debt.
It’s your reset button.
It’s how you stop living payment to payment and finally move forward.
💌 PS: If this hit close to home, you’re not alone. Quiet progress still counts.
— 🐷 The Piggy Penny Team
Save Your Pennies. Make Hundreds.