🎄 The “Gift List Lock-In” Challenge

One simple list today = no overspending in December. Piggy Penny style.

November 26, 2025

In partnership with

 📩 Today’s Challenge is sponsored by AG1, the daily health formula that helps you stay consistent when the holidays make routines harder. One scoop a day supports immunity, energy, and gut health.

Most people don’t go over budget because gifts are expensive…
They go over budget because their list keeps growing as they shop.

“Let me add one more person.”
“One more little gift.”
“Just in case…”

Today’s mini-challenge ends that cycle before it starts.

🧾 The Challenge

In the next 3 minutes, write your complete holiday gift list and lock it in for the season.

No adding names later.
No expanding the list.
No extras unless they’re already written down today.

This one decision prevents overspending better than any app or budget.

🎄 How to Do It (Fast & Simple)

1️⃣ Write your list

Include everyone you typically buy for:

  • Family

  • Friends

  • Co-workers

  • Secret Santa

  • Teachers, coaches, neighbors

  • “Last-minute people” that sneak onto your list every year

2️⃣ Give each person a realistic spending cap

Example:

  • Parents → $20 each

  • Sibling → $15

  • Co-worker → $10

  • Secret Santa → $15

3️⃣ Set the rule:

👉 If they’re not on the list today, they’re not added later.

This is your boundary — and it saves your wallet from surprise spending

🧠 Why It Works

“Overspending doesn’t happen because you’re irresponsible — it happens because you didn’t define the plan.”

“A clear list turns impulse gifts into intentional ones.”

Most holiday stress comes from decisions made in the moment.
You’re removing that pressure before December hits.

The daily health habit you’ll actually stick with…

This time of year, it’s SO hard to stay in control of your health.

Holiday travel (and meals!), big family gatherings, dark and cold days, it’s easy to skip that workout, sleep in later than you should, or have just one more cookie.

That’s why you need a daily health habit that’s easy to stick with.

Meet AG1: With just one quick scoop every morning, you’ll get over 75 ingredients that help support your immune health, gut health, energy, and close nutrient gaps in your diet.

Right now is the best time to get started - with every new subscription, they are giving away $126 in free gifts for the holidays.

Give AG1 a try today and take control of your health this holiday season.

🏁 Real Example Win

Before the challenge:

  • Planned to buy for 6 people

  • Ended up buying for 11

  • Total spent: $220+

After doing this challenge:

  • Locked list stays at 6

  • Total spent: $100–$130

  • No guilt. No surprise charges. No “extra” shopping.

That’s $90–$120 saved just by deciding early.

🐽 Piggy Pep Talk

You don’t need less generosity this season —
you just need fewer surprises.

A locked-in list protects your money, your peace, and your holiday plans.
One clear decision today creates confidence for the whole month. 💪🐷✨

💌 P.S.

Reply and tell us: How many people made your locked holiday list?

— The Piggy Penny Team

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