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Protect your money from “holiday autopilot.”
A simple Monday reset that keeps your holidays fun and your savings growing.
In partnership with
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💭 Holiday Wellness Reset
Hey 👋,
December is sneaky.
One minute you’re buying a small gift…
then a dinner…
then “just one more thing”…
and suddenly your savings are the ones getting left out of the holiday cheer.
So this week, we’re doing something most people never do:
We’re building your “Holiday Financial Wellness Plan.”
A mini system that keeps your spending joyful — not stressful — while still moving your savings forward.
No guilt. No restriction. Just clarity and control.
🎄 Step 1: Set Your Holiday “Safe Number”
Your Safe Number = the amount you refuse to drop below in your bank account this month.
Examples:
$200 if you’re rebuilding
$500 if you're stable
$1,000+ if you want a stronger cushion
Whatever your number is, write it down.
Anything below that?
Off-limits. Non-negotiable.
(It’s shocking how much peace this creates.)
🎁 Step 2: Make Your “List of 3”
Pick three categories you WILL spend on in December:
Gifts
Food
Travel
Outfits
Decorations
Events
Treats
Then — and this is the magic —
you spend on ONLY those 3 categories.
Everything else becomes a later decision, not a December decision.
This keeps the month fun without the financial hangover.
💸 Step 3: Do Your Weekly Savings Move (Piggy Penny style)
Move your challenge amount into savings today — even if the month feels chaotic.
This is how you stay grounded.
This is how you stay in control.
This is how you enter the new year already ahead.
One transfer.
One move.
One reminder to yourself:
“My savings matter, even in December.”
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🧠 Why this works
Most people spend emotionally during the holidays and fix the damage in January.
You’re doing the opposite.
You’re making December the month where you:
protect your peace
control your spending
keep your goals intact
and end the year strong, not stressed
Financial wellness isn’t about being perfect — it’s about making the next smart move before things get messy.
🐷 Piggy Penny Can Help You Stay on Track:
💰 Build your emergency fund while paying loans (so you don’t go backward).
📊 Use our trackers to see real progress, not just “balances.”
💬 Get weekly motivation to keep going when it feels endless.
👉 Join our $1,500 Savings Challenge — the same system people use to get control before tackling debt.
It’s your reset button.
It’s how you stop living payment to payment and finally move forward.
🐷 Your Move Today
Before your week fills up:
1️⃣ Write down your Holiday Safe Number
2️⃣ Choose your List of 3 spending categories
3️⃣ Transfer your weekly savings amount
4️⃣ Reply with “DONE” — we love seeing your momentum
Your year isn’t over.
Your money story isn’t decided.
You’re closing 2025 the way strong savers do — with clarity, intention, and confidence. 💛🐷
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— 🐷 The Piggy Penny Team
Save. Grow. Repeat.
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