In partnership with

πŸ“© Today’s edition is brought to you by Westbound & Down Brewing Company.
An award-winning brewery now opening an early-stage investment opportunity as they expand distribution.

Today isn’t about fixing the whole year.
It’s about choosing how you enter the next one 🎯

December 31 is your final checkpointβ€”not a restriction day, not a guilt day.
Just a quick reset before you head out to enjoy the night πŸ₯‚

🧾 The Challenge

Before you head out tonight, set one pause point for your spending ⏸️

Not a budget.
Not a restriction.
Just one clear rule that turns spending from autopilot into a choice.

Pick one for tonight:

  • πŸ’΅ Decide your max spend before you go

  • πŸ‘€ Check your balance before ordering again

  • 🎁 One planned splurge, everything else capped

This takes 2 minutesβ€”and saves you from a January money hangover.

🏁 Example

You decide:
β€œNYE fun = $80 total πŸŽ‰β€

You enjoy drinks, rides, and food within that number.
When you hit the cap, you switch to water, walk, or call it a nightβ€”no stress, no regret 😌

Fun still happens.
Control stays intact.

🧠 Why It Works (and Why It Matters Tonight)
New Year’s Eve spending feels invisible.

Everything is justified because it’s β€œthe last night” πŸ•›
But those swipes quietly roll into January bills, balances, and stress πŸ“‰

A pause point:

  • Stops emotional spending ❀️‍πŸ”₯

  • Removes decision fatigue 🧠

  • Protects tomorrow without killing tonight πŸŒ…

You get to celebrate and start the year ahead.

Winning β€œBrewery of the Year” Was Just Step One

Coveting the crown’s one thing. Turning it into an empire’s another. So Westbound & Down didn’t blink after winning Brewery of the Year at the 2025 Great American Beer Festival. They began their next phase. Already Colorado’s most-awarded brewery, distribution’s grown 2,800% since 2019, including a Whole Foods retail partnership. And after this latest title, they’ll quadruple distribution by 2028. Become an early-stage investor today.

This is a paid advertisement for Westbound & Down’s Regulation CF Offering. Please read the offering circular at https://invest.westboundanddown.com/

🐷 Piggy Pep Talk

You don’t need a perfect year to win with money.
You just need a clean entry point πŸšͺ✨

Ending the year with awarenessβ€”even onceβ€”puts you ahead of most people before January even starts πŸ“ˆ

Have fun tonight πŸ₯‚
Wake up tomorrow already in control β˜€οΈ

πŸ’Œ PS: What usually blows up your New Year’s spending? πŸŽ‡
🍸 drinks Β· πŸš— rides Β· πŸ” food Β· πŸ›οΈ impulse buys

β€” The Piggy Penny Team

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